In New Zealand we have AIA Ing Sovereign and Tower Health and Life whom all offer a good cover. The rest are all dismal to say the least and to those of you with other company’s covers I would recommend you ask for our professional advice before it is too late, and you may be very surprised at the outcome and you can do it online or print out the application and post.

Out of the Top four Medical/Health Insurers’ there is one stand out product offered by ING life and I would like to tell you why.

No 1. Ing guarantees the Terms of your Policy for life.

 AIA Tower Sovereign and the rest can change the terms of your policy with a months notice.

No 2. ING cover all Drug treatments not just the ones that are government funded by{Pharmac} In other words the drugs you need to treat your cancer’s are covered.

AIA Tower Sovereign and the rest do not cover non government funded drugs.

No 3. Ing has the best Claims service in the country. In other words they are quick and fair.

No 4. ING has the best diagnostic cover offered as apart of their Hospital plan which pays out when you are not hospitalized.

After many years in this Industry I can only say one thing to you and that is if someone tells you something ask for it in Writing!! As for the above claims No 1,2,4  you can read on the front page of the Ing PDF.

 As Far as No 3 goes we have thousands of clients with Health Insurance meaning we have helped with many hundreds of claims, in other words I feel very qualified to make my comment.

We also offer you the best price best product guarantee all you have to do is pay your premiums. You will not undercut our web discount prices for this cover.

Good Health

Peter Maynard

Managing Director.

AFHL Ltd