Group Health Insurance
GROUP HEALTH INSURANCE
Welcome to Affordable Health and Life Group Health/Medical Scheme
At Affordable Health and Life we offer your business and employees unbeatable health care cover - at an unbeatable price.
How can we compete?
By completing your application online we are able to discount your policy at the lowest price possible.
Our goal is to offer you affordable health/medical hospital care - when and where you need it. You won’t have to wait in a queue for months or even years. Our policies give you peace of mind – maximum cover at $200,000 at a minimum price. Most people can afford GP visits and it is our goal to offer you affordability. We find that adding GP visits to your cover only escalates the premium. We are cutting unnecessary costs to you to offer you the very best cover available.
Benefits to you – The Business Owner
1. Reduces Staff time off work;
2. Reduces wait times for specialist treatments;
3. Improved productivity through peace of mind and reassurance that treatment is available straight away. Less wait time between doctor and specialist and surgery. Currently this wait time takes approximately 12 months+;
4. Attract and retain staff – the current labor market is competitive and good employees can be attracted and retained when they feel their work environment cares about their health and their health issues;
5. Reduced absences because there is less time spent at home waiting on treatment;
6. Health insurance offers the flexibility to schedule a time convenient for treatment. The public health system does not offer this option (please see attached press release). This translates to minimum workplace disruptions for both your organization and your staff so everyone wins.
7. Everyone benefits from reduced absenteeism, staff turnover, sick leave and administration costs for absent workers. Other issues to take into account is the cost of hiring temporary staff, the cost of reduced management time due to managing absences and turnover as well as the decreased overtime costs.
Benefits to you – The Employee
Peace of mind knowing you have cover when you need it for you and your family at the best price available all online.
Why do we suggest OnePath as your insurance provider?
We are experienced advisers and have you – the customer – at our best interest. As we do not work for any insurance companies, our advice is unbiased. We guarantee to offer you the very best product at the very best price and we will continue to review products and premiums to ensure you are getting the best value in the market place.
We chose OnePath because:-
1. They come under the umbrella of one of the top 10 companies in the world so they are secure.
2. They have a good record for paying claims promptly and fairly.
3. They have an excellent client service operation.
4. Currently their cover and premiums represent value for money for you the consumer. (We review cover and premium constantly to keep you informed of changes in the market place). As at this writing, OnePath are fair, reasonable, efficient and most of all affordable.
But I can get cheaper cover than you have quoted me?
Have you really? Then we would like to know about it! Please read the fine print of your policy. How much cover does your policy give you per procedure - $200,000 or less? What will you do if your procedure for a valve replacement costs $42,000? Will you be able to make up the shortfall?